At times, the cost of running ad campaigns on Google, Facebook, or Microsoft exceeds the planned budget. The overspending might be due to errors in account settings or incorrect bids, causing money to be wasted on ineffective impressions and clicks. To avoid this, it’s essential to closely monitor expenses and choose reliable payment instruments. For example, special virtual cards with BINs from banks in the USA, UK, and Europe. These cards are less likely to be blocked.

In this article, we have compiled the top 5 virtual cards for paying for Google Ads, Facebook Ads, and Microsoft Ads. They are also suitable for paying on other advertising platforms. All services offer a great selection of trusted BINs and have positive feedback from media buyers.

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   PSTNET

The financial service PSTNET offers various types of virtual cards for advertising payments via Visa/Mastercard. There are both debit and credit cards available. According to reviews, the service offers the best terms for advertising payments and even provides 3% cashback on ad spend.

PSTNET charges no fees for transactions, withdrawals, declines, or operations on frozen cards. The top-up fee starts at 2%.

Additionally, the service offers its own BIN checker, “Pulse.” This free tool helps minimise declines. It allows users to access detailed information about cards within seconds. The current database holds over 500,000 BINs from a wide variety of cards. For PSTNET service cards, users can check the average spend per card, billing thresholds, and most importantly, the percentage of approved transactions.

Key Features:

• Number of BINs and Geos: 25+ trusted BINs from US and European banks
• Three Top-up Methods: Supports 18 cryptocurrencies (BTC, USDT TRC20, ERC20, and others), SWIFT/SEPA bank transfers, and other Visa/Mastercard cards
• Team Collaboration Tools: Task distribution, role assignment, and card limit setting
• Expense Analytics: Reports on financial transactions
• Security Technologies: 3D Secure Technology, Two-Factor Authentication
• Notifications and 3DS Codes: Telegram bot, messages
• Registration: You can use Apple ID, Google, Telegram, WhatsApp, or email
• Customer Support: Instant responses via Telegram, WhatsApp, or live chat
• Special Conditions: 100 free cards and 3% cashback with the PST Private program, referral program

1. eCards

eCards is a service that provides virtual cards for advertising payments. They support Visa, MasterCard, and UnionPay payment systems. The price of a single card starts at $3. They can be created in any quantity. 

Among the advantages of the service’s cards are the absence of maintenance and transaction fees. However, there is a penalty system for declined payments. The top-up fee is no more than 4.5%.

Key Features:

• Number of BINs and Geos: 10 trusted BINs from international banks
• Two Top-up Methods: USDT (TRC20), SWIFT bank transfers
• Team Collaboration Tools: Role and budget assignment for team members within the personal account
• Expense Analytics: Data export available upon request in separate documents
• Security Technologies: Encryption
• Notifications: Telegram bot
• Registration: You need to fill out an application form on the service’s website to receive an invite and verify your identity. After the data is processed, a support manager will contact you for an interview. Then you’ll receive an invite via Telegram.
• Customer Support: Available daily from 08:00 to 22:00 (GMT+3)

1. FuncWallet

FuncWallet is a digital platform for various financial operations. Here, you can make mass payments, store, exchange, and transfer cryptocurrencies to fiat money. 

Moreover, the platform allows the issuance of virtual cards that are suitable for advertising payments. The service operates a fee structure. The size of the fees varies depending on the transaction size and the number of declines. The top-up fee starts at 3% when funded through a crypto wallet. Transaction fees start at 1.5%, depending on the transaction size.

Key Features:

• Number of BINs and Geos: 3 types of BINs from international banks
• Three Top-up Methods: USDT (TRC20, ERC20), Visa/Mastercard cards, and internal transfers
• Team Collaboration Tools: Mass payments and the creation of additional accounts
• Expense Analytics: Transaction histories and balance tracking via the platform interface
• Registration: Standard form on the website, followed by verification
• 24/7 Customer Support: Support requests can be submitted through the feedback form

1. Yeezypay

The financial service Yeezypay issues virtual cards supporting Visa, Mastercard, and UnionPay for advertising payments. The service is relatively new, so some features are available only in the pilot version. Nevertheless, user reviews are generally positive, with praise for the BINs and the quick issuance of cards. 

The conditions are quite favourable. There are no fees for transactions or declines, and the top-up fee starts at 3%. However, users should note that there is a minimum deposit. To issue one card, you need to spend 107 USDT. This includes a 100 USDT deposit and a 7 USDT fee.

Key Features:

• Number of BINs and Geos: 7 BINs from European banks
• Top-up Method: Only USDT (TRC20)
• Team Collaboration Tools: None
• Expense Analytics: Can be generated and sent via Telegram upon request
• Security Technologies: Encryption technologies
• Notifications and 3DS Codes: Telegram
• Registration: Through a Telegram bot, with a link to access the personal account
• Customer Support: 24/7 support available via Telegram
• Bonuses: In development

1. Traffic Heroes Cards

Traffic Heroes Cards are virtual payment tools designed for media buyers and marketers. The cards have positive reviews and a favourable fee structure. There is a fee for declines, which is set individually for users. The top-up fee depends on the method. Bank transfers incur no fee, while Capitalist charges 1.5%.

Key Features:

• Number of BINs and Geos: 30 BINs from international banks
• Two Top-up Methods: Capitalist and bank transfers
• Team Collaboration Tools: None
• Expense Analytics: None
• Security Technologies: Basic encryption technologies
• Notifications and 3DS Codes: None
• Registration: Standard form on the website, with email address confirmation
• Customer Support: 24/7 customer support via Telegram and live chat on the website

Virtual cards are a convenient solution for advertising payments, especially when they come with verified BINs and support Visa or Mastercard. This helps avoid declines when paying for Google, Facebook, and Microsoft Ads.

We’ve found that when choosing a virtual card, it’s important to consider its ease of use, available BINs, and user reviews. To verify a Payment Card number (or BIN), you can use an online BIN checker. This tool allows you to quickly obtain all the relevant information about the card issuer’s bank, the country of issue, and its payment system within seconds.

In this article, we’ve reviewed the top 5 virtual cards for advertising payments. All of them come with trusted BINs from international banks and favourable conditions. Moreover, they can be issued in unlimited quantities.

Of course, the choice of card depends on your business needs and goals. Cards from services like PSTNET, eCards, Funcwallet, Yeezypay, and Traffic Heroes Cards each have their own advantages. To ensure your ad campaigns yield quick positive results, you can choose any of the virtual cards from our selection. These are the best options available on the market in 2024.